Reading Time: 6 minutes
Choosing a beneficiary for your life insurance policy is a decision that might not be as easy as you think. A beneficiary receives assets if you die while the policy is still active. But deciding who gets your money isn’t always just a matter of selecting a person. Your policy rules and state laws may affect or even restrict your choices. So, when deciding who your life insurance beneficiary should be, it’s important to make sure you are familiar with your policy and any regulations it’s subject to. Here are a few suggestions for determining how to select the right beneficiary.

Reading Time: 6 minutes
Let’s face it, what happens when you pass away isn’t an easy topic to think about or even a topic you want to contemplate often. So, the idea of shopping for a life insurance policy can seem morbid, suspicious, and confusing. On top of that, there are a lot of misconceptions about the value life insurance offers, how to buy it, and what the policy rules are. However, if the idea of protecting your family and ensuring their future is something you do value, it’s important to look at the facts and make an informed decision. Here are four of the most common myths about life insurance and why they shouldn’t prevent you from considering a policy that can safeguard the lives of your loved ones.

Reading Time: 4 minutes
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Your life insurance policy can offer assurance and stability for your family should you pass away. But that policy needs to be revised and updated from time to time, especially when a life-changing experience occurs. Review your policy if one of the following events occurs.

Figuring out what kind of life insurance you need can be complex. To make sure loved ones receive financial support when you’re no longer around, you’ll need to talk to a life insurance agent and ask five key questions.

Deciding to start a family is a big, life-changing decision that requires financial planning. According to the U.S. Department of Agriculture data, a middle-class family can easily spend a quarter-million dollars raising a child until he or she is ready to leave for college. To take care of your new family's needs, you need to evaluate your finances and prepare them. Here are six ways to get started before the baby arrives.