A bear market occurs approximately every five years. The average decline is 39%, and the average duration is 18 months. This can be painful for the economy and investors. But the important thing to realize is that the bear market is also temporary. If you’re an investor, you may suffer losses, but you may also have an opportunity to accelerate your returns over longer periods and eventually make a profit. To break even, it typically takes just over five years.1

​More and more people are already planning their retirement and anything that can assist their lives especially by the time they do not want to work anymore. If you're going to have a sustainable growth after work, then you must have adequate funds that can support you.
 
Planning is essential in life. You have to know what exactly you want in life to eventually prepare adequate moves that will help you survive life even if you are already retired. In a way, you will reap whatever you sow in life. 

Do you daydream about what you will do when you retire?  Will you travel the world?  Will you live in a beach house?  Will you spend your days perfecting your favorite hobby?  It's a nice sentiment, and a nice day dream to have.  But how can you make it into reality?  

The time has come for you to step back and take a breather. After around 40 years of working, it is finally your retirement.  Today is your last day of work, and for the first time in as far as you can remember, tomorrow brings uncertainty. For the first time in years, you have no deadline to meet. You no longer have meetings to attend. You do not even have an office to go to. As you wake up on the first day of retirement, the biggest question you have is...what do I do? Here are some things to do on the very first month or retirement.