Quote Today Blog
When you buy life insurance you want to make sure the policy continues for as long as you have people who depend on you financially, and until your last major financial obligation is paid. But how do you determine how long your policy should last?
An important part of building a life with your significant other is creating a good financial foundation that can protect each other and your family. Acquiring life insurance for yourself and your spouse should be a big part of that plan. To find the best coverage for your partner, here are some tips.
When you retire you may have the opportunity to live somewhere new. But choosing the right destination requires a little research on how a new area will affect your lifestyle and well-being. Here are 5 tips to help you find the best place to live out your golden years.
Monday 16 November 2020 | Reading Time: 6 minutes
Many of us are feeling the effects of the COVID-19 global pandemic, especially when it comes to managing our finances. We recently surveyed hundreds of consumers about how COVID-19 has impacted their money. Nearly half of the respondents agreed that the pandemic has influenced the way they handle their finances and how they save for the future.
There are a lot of myths about annuities. With so many types to choose from, figuring what is factual and
what isn't about them can be a challenge. To help you understand how annuities work, here are six of the
most common misnomers about them.
Life insurance is an important component of financial planning and security that people often don't think about. While it can seem confusing, complex, and even boring, it is necessary if you want to ensure your loved ones can continue their lives without you when you pass away.
There are numerous life insurance policies out there, but permanent life insurance is an important option to consider.
The uncertainty of the current pandemic could impact your life and your financial security. In order to keep your finances in order, it’s important to have a focused plan. Here are seven strategies to help you manage your finances effectively in the crisis.
A bear market occurs approximately every five years. The average decline is 39%, and the average duration is 18 months. This can be painful for the economy and investors. But the important thing to realize is that the bear market is also temporary. If you’re an investor, you may suffer losses, but you may also have an opportunity to accelerate your returns over longer periods and eventually make a profit. To break even, it typically takes just over five years.1
Reading Time: 5 minutes
People typically think of the average rate of returns when it comes to sustaining their retirement income. However, what might be more impactful is not the average return, but the order of returns.
Reading Time: 6 minutes
Choosing a beneficiary for your life insurance policy is a decision that might not be as easy as you think. A beneficiary receives assets if you die while the policy is still active. But deciding who gets your money isn’t always just a matter of selecting a person. Your policy rules and state laws may affect or even restrict your choices. So, when deciding who your life insurance beneficiary should be, it’s important to make sure you are familiar with your policy and any regulations it’s subject to. Here are a few suggestions for determining how to select the right beneficiary.