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Quote Today Blog

How To Find The Right Long Term Care Facility

4/9/2018

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It's probably one of the most difficult choices you will have.  Finding a facility where you will relocate your loved one is a major decision.  You want the utmost care to be given to your parent, grandparent, or other close relatives.  This is why it is very important to be able to find the best fit for your needs.  Here is a step by step guide to finding what will suit you best.
 1. Identify the type of care you need 

There are many facilities out there, and they will specialize on a certain type of care.  Some facilities can specialize in multiple types, and these are good options too.  What is important is to match the care with the need of your loved one.  The most common types are:

  • assisted daily living – this is basic care to do everyday things
  • memory care – a specialized care when the patient has memory illnesses like Alzheimer's disease
  • skilled nursing – a specialized care for different conditions like being bedridden or behavioral difficulties
 
2. Budget your finances 

Of course, one of the biggest deciding factors is your budget.  How much are you able to pay for the service?  A typical assisted care living facility will cost around $3,000 - $4,000 on average.  For specialized care, that bill can go all the way up to around $10,000.  Since typical medical insurance does not cover for this, you will need to look into different financial options.
 
3. Research for facilities 

In today's age, this is probably the easiest step.  You can find anything online.  Your search is also already narrowed down to the type of care you need, your choice of destination, and the price.  Factor all these together and you can easily create a list of facilities to check out.
 
4. Visit and choose 

Of course, before making your final decision, a visit is imperative.  You will experience for yourself the actual facility.  Check how clean the place is.  Check the rooms, bathrooms, and other facilities they offer.  Check how the staff interact with the patients.  Do the patients all seem happy to be there?  Do not be afraid to ask questions.  I actually urge you to ask a lot of questions.  Go through your loved one's daily routine and see if they can meet them.  Look for other services as well like different activities, religious services, and the likes.
 
Conclusion
 
Long term care facilities are costly.  And since they are not standard in medical coverages, it is important to look ahead.  Talk to you agent for long term care policies. At Quote Today, we put our clients first by offering them policies that they can afford. Learn more about our products and services by calling our agency at (855) 855-2522​. You can also request for a free quote by CLICKING HERE.
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