Quote Today Blog
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Let’s face it, what happens when you pass away isn’t an easy topic to think about or even a topic you want to contemplate often. So, the idea of shopping for a life insurance policy can seem morbid, suspicious, and confusing. On top of that, there are a lot of misconceptions about the value life insurance offers, how to buy it, and what the policy rules are. However, if the idea of protecting your family and ensuring their future is something you do value, it’s important to look at the facts and make an informed decision. Here are four of the most common myths about life insurance and why they shouldn’t prevent you from considering a policy that can safeguard the lives of your loved ones.
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Your life insurance policy can offer assurance and stability for your family should you pass away. But that policy needs to be revised and updated from time to time, especially when a life-changing experience occurs. Review your policy if one of the following events occurs.
Figuring out what kind of life insurance you need can be complex. To make sure loved ones receive financial support when you’re no longer around, you’ll need to talk to a life insurance agent and ask five key questions.
Deciding to start a family is a big, life-changing decision that requires financial planning. According to the U.S. Department of Agriculture data, a middle-class family can easily spend a quarter-million dollars raising a child until he or she is ready to leave for college. To take care of your new family's needs, you need to evaluate your finances and prepare them. Here are six ways to get started before the baby arrives.
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If it’s your first time shopping for life insurance, there’s a good chance you may not know which option is the right one for you. Finding the best match requires some homework before you make your choice. Here’s a breakdown of the various life insurance options to help you figure out which one fits best.
For some families, meeting everyday expenses is tough, but at some point, you will have to pay for funeral expenses. Death is an uncomfortable subject, and pondering final expenses will amplify that discomfort.
Many people need their insurance to cover any burial or observance expenses and give financial gain for his or her families in the event of their death. Others, however, need specific plans that may obtain the sort of burial they require or the other arrangements they want.
For some, insurance is peace of mind, knowing their family will not be burdened financially for setting up his or her final resting place.
For others, however, it will be a waste of cash.
When thinking about how you will arrange for final burial expenses including your funeral costs, you may be confused by your options. What’s more is that thinking about death isn’t something most people like to do, and so emotion can sometimes get in the way of making sound decisions.