Tips When You Are No Longer Independent

Imagine yourself getting up after a long night out. You can either be out all night partying, or working overtime to meet a deadline. Either way you get home too tired to do anything else. You go straight to bed and sleep immediately. The next day, you may feel it difficult to get out of bed. It is just too hard to open your eyes and get up to the bathroom.

What we do everyday

Getting in and out of bed is an activity most of us never think about. We go along our daily lives, not thinking much about the basics that help us get through each day. It is such a basic task that we forget how important it is. This is one of the ADLs, or activities for daily living as described by health professionals. These are the basic tasks we need to do everyday to live. They are as follows.
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• Bathing – whether it is in a tub or in a shower, bathing is washing your whole body
• Grooming – this includes brushing your teeth, combing your hair, shaving, and other personal hygiene activities
• Dressing – changing one's clothes and shoes
• Eating – preparing, cooking, and feeding oneselves
• Transferring – getting in and out of bed, moving from one room to another, getting in and out of a car
• Toileting – sitting on and getting out of the toilet, including cleaning yourself after use

When we need help

When you need assistance on any of the items above, you most likely can not live alone or unassisted anymore. For most of us, this happens when we age and start to lose some mobility and function in our bodies. Although age is not the only cause for this, injuries and sickness can also be a factor. This is when long term care comes in.  

For this scenario, long term care is not a medical procedure. It is more custodial and designed to help assist with basic daily tasks or the ADLs. Because of this nature, long term care is not covered by Medicare or typical health insurance policies.  


Protect your future

Long term care can get expensive. And when you are older, retired, or living off pension, it may be something you can not afford. Protect yourself by getting a long term insurance policy. You can find the right coverage by talking to your insurance agent. At Quote Today, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. To learn more about how we can help you, please contact our agency at (855) 855-2522​ or Click Here to request a free quote.